Reports

Barrow County

 


 

DeKalb County

 

Carroll County

 


 

Fayette County

 

This interim project report written by the Urban Institute compares Atlanta, Chicago and Washington DC across several demographic and economic traits, including the mortgage market and initial research into patterns of subprime lending, which is highly correlated to eventual foreclosed properties.

   

 

The peak period of subprime lending in this country was from 2004 to 2006. Even though the foreclosures of Alt-A and prime loans will be increasingly important in the future, in early 2009 it is likely that the neighborhoods where the densities of those subprime loans were highest are the ones in greatest need of stabilization because of foreclosure impacts to this point.

This brief examines the characteristics and locations of such neighborhoods in the United States’ 100 largest metropolitan areas. We define subprime density as the number of high-cost loans from 2004 through 2006 per 1,000 housing units in one- to four-unit structures. The brief also examines neighborhood patterns in the share of high-cost loans made to investors (as opposed to owner-occupant borrowers). High investor shares suggest higher rates of rental occupancy and, thus, the need for different approaches to neighborhood stabilization.
 

 

Forsyth County

 

Douglas County

 

Coweta County

 

Cobb County

 

Clayton County

 

Cherokee County


 

Walton County

 

Gwinnett County

 

Fulton County

 

Hall County


  • 2010 Census Profile
    Learn about the population, race, age and basic housing characteristics.
     

 

 

Henry County

  • 2010 Census Profile
    Learn about the population, race, age and basic housing characteristics.
     

 

Newton County

  • 2010 Census Profile
    Learn about the population, race, age and basic housing characteristics.
     

 

Paulding County

 

Rockdale County

 

Spalding County

  • 2010 Census Profile
    Learn about the population, race, age and basic housing characteristics.
     

 

Bartow County